CAR Insurance

Car insurance
Car insurance is a type of insurance policy that efficiently deals with expenses arising from unfortunate events, such as an accident, theft and any liability. Car insurance is the best way to protect yourself and your car from financial emergencies, including any liability, as a result of physical damage, traffic collisions, bodily injury caused to you, your car or a third party. Several specific terms and conditions of automobile insurance are subject to variations according to legal regulations in different regions of the country.




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Protection
For each year without claims, the insured is rewarded with a discount on the renewal premium. This discount is called – Non-Claim Bonus (NCB). It is cumulative and increases every year. It usually varies between 10% and 50% and can save a substantial amount of money on the premium payable for your car insurance. Let us take an example if a policyholder does not make a claim during the term of their car insurance policy, becomes eligible for the No Claim Bonus, on the basis of which a certain repayment is offered in the payable premium. With no-claim bonus protection coverage, you can retain your BCN even after registering a claim during the term of the policy. The terms and conditions vary from one insurer to another.